Compare Apollo Munich Health Insurance Plans | |
Apollo Munich Easy Health Insurance Plans are designed in a way to suit your need and fit your pocket. They will not only guard you against the spiraling medical costs but will also guide you on the path of wellness, providing you a double protection of prevention and cover. The Easy Health Insurance Plans are available for Individuals (Easy Health Individual Health Insurance Plan) and Families' (Easy Health Family Health Insurance Plan). These Plans manage you and your families health-related needs right from consultation and hospitalisation to the post-hospitalisation. |
These policies are available on a cashless basis in over 4000 network hospitals thus managing your expenses and providing hassle-free transactions. To let you decide the right policy that suits your needs, we have made three variants available, which give you a choice and freedom to decide your premium.
The Easy Health Insurance policies are power-packed with unique features like cash credited on daily basis on choosing shared accommodation, daily cash for accompanying an insured child, maternity expenses*, health check-up, spectacles, contact lenses, etc. and out-patient dental treatment**.
*waiting Period of 6 years (Easy Health-Individual Health Insurance Plan) and 4 years (Easy Health-Family Health Insurance Plan)
** waiting period of 3 years
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Benefits |
Easy Health Standard |
Easy Health Exclusive |
Easy Health Premium |
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Sum Insured per Insured Person per Policy Year (in lakhs) |
1 lakhs, 2 lakhs, 3lakhs, 4 lakhs, 5 lakhs |
3lakhs, 4 lakhs, 5 lakhs |
7.5 lakhs |
4 lakhs, 5 lakhs |
7.5 lakhs, 10 lakhs |
In-patient Treatment |
Covered |
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Pre-hospitalisation |
Covered |
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Post-hospitalisation |
Covered |
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Day Care Procedures |
Covered |
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Domiciliary Treatment |
Covered |
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Daily Cash for choosing Shared Accommodation |
Rs. 500 per day, Maximum Rs. 3,000 |
Rs. 500 per day, Maximum Rs. 3,000 |
Rs. 800 per day, Maximum Rs. 4,800 |
Rs. 500 per day, Maximum Rs. 3,000 |
Rs. 800 per day, Maximum Rs. 4,800 |
Organ Donor |
Covered |
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Emergency Ambulance |
Upto Rs. 2,000 |
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Daily Cash for accompanying an insured child |
- |
Rs. 300 per day, Maximum Rs. 9,000 |
Rs. 500 per day, Maximum Rs. 15,000 |
Rs. 300 per day, Maximum Rs. 9,000 |
Rs. 500 per day, Maximum Rs. 15,000 |
Newborn baby |
- |
Optional |
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Maternity Expenses with Waiting Period of 6 years |
- |
Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Including Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs. 2,000) |
Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Including Pre/Post Natal limit of Rs.2,500 and New Born limit of Rs. 2,000) |
Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Including Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs. 2,000) |
Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Including Pre/Post Natal limit of Rs.2,500 and New Born limit of Rs. 2,000) |
Outpatient Dental Treatment with Waiting Period of 3 years |
- |
- |
- |
Upto 1 % of Sum insured subject to a Maximum of Rs.5,000 |
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Spectacles, Contact Lenses, Hearing Aid Every Third Year |
- |
- |
- |
Upto Rs.5,000 |
Upto Rs.5,000 |
E-Opinion in respect of a Critical Illness |
- |
- |
- |
Covered, one opinion per policy year |
|
Additional Cover for Critical Illness |
- |
Optional 50% or 100% of basic Sum Insured |
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Health Checkup |
Upto 1% of Sum Insured per Insured Person, only once at the end of a block of every continuous four claim free years. |
Upto 1% of Sum Insured subject to a Maximum of Rs.5,000 per Insured Person, only once at the end of a block of every continuous three claim free years. |
Upto 1% of Sum Insured subject to a Maximum of Rs.5,000 per Insured Person, only once at the end of a block of every continuous two claim free years. |
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