Apollo Munich Health Insurance Revision

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Apollo Munich Health Insurance Revision

Apollo Munich Easy Health Insurance Plans are designed in a way to suit your need and fit your pocket. They will not only guard you against the spiraling medical costs but will also guide you on the path of wellness, providing you a double protection of prevention and cover. The Easy Health Insurance Plans are available for Individuals (Easy Health Individual Health Insurance Plan) and Families' (Easy Health Family Health Insurance Plan). These Plans manage you and your families health-related needs right from consultation and hospitalisation to the post-hospitalisation.

With effect from May 1st 2011, Apollo has revised the policies and below is a summary of changes announced by them.

Revised Rates Apollo Munich Health Insurance
Heading Existing Easy Health Revised Easy Health
Entry Age
91 days to 60 Years 91 days to 65 Years
Coverage for Dependent Children (91 days to 5 years) If both parents insured under Easy Health If either parent insured under Easy Health
Policy Period 1 Year 1 Year and 2 Years
Sum Insured options Rs 1 to 10 Lacs upto 60 Years

Rs 1 to 10 Lacs upto 60 Years

Rs 1 to 2 Lacs upto 65 Years

PPC Reimbursement Upto Rs 300 50% of the expenses
Premium Discount Family Discount of 10% if 3 or more family members are covered under Easy Health Individual Health Insurance Plan Family Discount of 10% if 3 or more family members are covered under Easy Health Individual Health Insurance Plan
7.5% Discount on premium if 2 years option opted
Organ Donor Definition The organ donor is the Insured Person’s blood relative and the organ donated is for the use of the Insured Person. The organ donor is any person whose organ has been made available in accordance and in compliance with the Transplantation of Human Organs Act 1994 and the organ donated is for the use of the Insured Person.
Surgery for Nasal Septum deviation Permanent Exclusion Covered with waiting period of 2 Years
Claim Form Claim Form revised
Claim Form E-Opinion NA New Form Introduced
Proposal Form Proposal Form updated as per existing health insurance products
Pre Auth Form Pre Auth Form revised
Claim Procedure Only for Inpatient Treatment Claim procedure for Inpatient treatment, Critical Illness, E-opinion


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Existing – Easy Health

Revised – Easy Health

Entry Age

91 days to 60 Years

91 days to 65 Years

Coverage for Dependent Children (91 days to 5 years)

If both parents insured under Easy Health

If either parent insured under Easy Health

Policy Period

1 Year

1 Year and 2 Years

Sum Insured options

Rs 1 to 10 Lacs upto 60 Years

Rs 1 to 10 Lacs upto 60 Years

Rs 1 to 2 Lacs upto 65 Years

PPC Reimbursement

Upto Rs 300

50% of the expenses

Premium Discount

·          Family Discount of 10% if 3 or more family members are covered under Easy Health Individual Health Insurance Plan

·          Family Discount of 10% if 3 or more family members are covered under Easy Health Individual Health Insurance Plan

·          7.5% Discount on premium if 2 years option opted

Organ Donor Definition

The organ donor is the Insured Person’s blood relative and the organ donated is for the use of the Insured Person.

The organ donor is any person whose organ has been made available in accordance and in compliance with the Transplantation of Human Organs Act 1994 and the organ donated is for the use of the Insured Person.

Surgery for Nasal Septum deviation

Permanent Exclusion

Covered with waiting period of 2 Years

Claim Form

 

Claim Form revised

Claim Form E-Opinion

NA

New Form Introduced

Proposal Form

 

Proposal Form updated as per existing health insurance products

Pre Auth Form

 

Pre Auth Form revised

Claim Procedure

Only for Inpatient Treatment

Claim procedure for Inpatient treatment, Critical Illness, E-opinion.


Want to know more or need assistance to select the best policy for your needs, fill up a simple form with QUICK APPLY and we shall revert to you with the best options available from the market!!!

Disclaimer: Please note that the information provided is collected from sources publicly available & we believe to be reliable. The website doesn’t warrant the accuracy, reliability & absolute information available on the website. Participation by site visitors or registered customers is on a voluntary basis. The policies are offered by various life Insurance & non-life insurance offering companies and eMediclaim does not seek to, either directly or indirectly, advise, offer, solicit or recommend that any person who is or proposes to become its member should purchase the Policy.
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Newsflash

Insurance Must for Foreign Students in Delhi University

Announcement by Delhi University Foreign Students Registry has declared that All the Foreign students must have some medical insurance, having evacuation clauses, before joining the University.

In a notification on DU website, students have been adviced to seek admission and provide medical insurance papers, to be eligible to pursue courses in India's premier university.