Apollo Munich Health Insurance Revision | |
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Apollo Munich Easy Health Insurance Plans are designed in a way to suit your need and fit your pocket. They will not only guard you against the spiraling medical costs but will also guide you on the path of wellness, providing you a double protection of prevention and cover. The Easy Health Insurance Plans are available for Individuals (Easy Health Individual Health Insurance Plan) and Families' (Easy Health Family Health Insurance Plan). These Plans manage you and your families health-related needs right from consultation and hospitalisation to the post-hospitalisation. | |
With effect from May 1st 2011, Apollo has revised the policies and below is a summary of changes announced by them.
| Heading | Existing Easy Health | Revised Easy Health |
| Entry Age |
91 days to 60 Years | 91 days to 65 Years |
| Coverage for Dependent Children (91 days to 5 years) | If both parents insured under Easy Health | If either parent insured under Easy Health |
| Policy Period | 1 Year | 1 Year and 2 Years |
| Sum Insured options | Rs 1 to 10 Lacs upto 60 Years |
Rs 1 to 10 Lacs upto 60 Years Rs 1 to 2 Lacs upto 65 Years |
| PPC Reimbursement | Upto Rs 300 | 50% of the expenses |
| Premium Discount | Family Discount of 10% if 3 or more family members are covered under Easy Health Individual Health Insurance Plan | Family Discount of 10% if 3 or more family members are covered under Easy Health Individual Health Insurance Plan 7.5% Discount on premium if 2 years option opted |
| Organ Donor Definition | The organ donor is the Insured Person’s blood relative and the organ donated is for the use of the Insured Person. | The organ donor is any person whose organ has been made available in accordance and in compliance with the Transplantation of Human Organs Act 1994 and the organ donated is for the use of the Insured Person. |
| Surgery for Nasal Septum deviation | Permanent Exclusion | Covered with waiting period of 2 Years |
| Claim Form | Claim Form revised | |
| Claim Form E-Opinion | NA | New Form Introduced |
| Proposal Form | Proposal Form updated as per existing health insurance products | |
| Pre Auth Form | Pre Auth Form revised | |
| Claim Procedure | Only for Inpatient Treatment | Claim procedure for Inpatient treatment, Critical Illness, E-opinion |
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